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Rural Special Districts >> Insurance Solutions >> General Liability

General Liability >>

Rural Special Districts Insurance Services General Liability coverage protects your client from claims arising out of the insured's liability for injuries or damage caused by their products, operations, premises, and completed operations. Because the needs are complex for this industry group, Rural Special Districts Insurance Services policy provide coverage critical to your client’s third party exposures.

Other Coverage Solutions

Property
General Liability
Crime
Automobile
"Following Form" Excess Liability
Inland Marine
Management Liability

Policy Summary: General Liability

  • Proprietary Form
  • Occurrence
  • $1,000,000 Per Occurrence
  • $3,000,000 Annual Aggregate
  • $1,000,000 Fire Damage Legal Liability
  • $10,000 Medical Expense
  • Defense Outside the Limit
  • Broad Definition of Insured
  • Special Coverages (no sublimits)
   
  • Sewer Backup & Line Break
  • Professional Liability (Water & Wastewater Testing E&O)
  • Pollution Liability
    • Hostile Fire
    • Escape of Mobile Equipment Fuels & Lubricants
    • Application of Pesticides or Herbicides
    • Potable Water Which You Supply to Others
    • Chemicals You Use In Your Water or Wastewater Treatment
    • Natural Gas or Propane Gas Used in Your Treatment Process
  • Dam & Levee Liability
  • Railroad Protective - optional
  • Watercraft Liability
  • First Dollar Coverage
  • No Failure to Supply Exclusion
  • No Punitive or Exemplary Damages Exclusion
  • No Lead Exclusion for Potable Water
  • No Fungi or Bacteria Exclusion for Potable Water
  • Coverage for Newly Acquired or Formed Organizations
  • Terrorism Liability
  • Non Auditable
  • Non Assessable

 


 


 
 
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